IDEA STAGE

Accept Mobile Wallets Online. Instantly.

AI infrastructure turning manual transfers (CliQ, InstaPay, ZainCash) into automated checkout.

The Problem

• Low Card Adoption
  80% of MENA customers are excluded from online payments.
• Manual Wallets
  Merchants force users to take "screenshots" of transfers.
• COD Risks
  Cash orders have high return rates and delayed settlement.

Jordan <20% Cards

Data: Zawya

Egypt ~25% Cards

Data: Noda.live

Iraq <15% Cards

Data: ResearchAndMarkets

Palestine <10% Cards

Data: World Bank/PMA

Our Solution

A universal AI Verification Agent that replaces screenshots.

IDENTITY BECOMES

ORDER ID

🚫

No Manual Work

⚡

Instant Sync

Product

Real-time AI Verification Logic:

Bank SMS: Received 25.00 JOD from Ahmad (Ref: 99283)

MASA AGENT

Matched Order #99283 ✅

Confidence: 99.9%

Parsing Engine

Extracts amount & ref ID.

Merchant Dash

Auto-reconciles orders.

Why Now

• Real-Time Boom:
  CliQ (Jordan) and InstaPay (Egypt) volume has exploded, but P2M tools are missing.
• AI Maturity:
  LLMs can now parse unstructured notification text instantly and cheaply.
• Post-Cash Era:
  Merchants are actively rejecting Cash (COD) to save costs.

Market Size

$57B

TAM: MENA E-Comm

$15B

SAM: Cash Volume

$250M

SOM: Jordan GMV

Business Model

Transaction

1.5%

Charged per successful verification. Similar to standard gateway fees.

SaaS Pro

$19/mo

Advanced analytics, Accountant export tools, and Multi-agent access.

Competition

Method

Instant

No Card

Manual CliQ

✕

✓

Stripe / Network

✓

✕

MEPS (Jordan)

✓

✕

MASA Pay

✓

✓

Advantage

• AI-Native:
  Built to parse unstructured notifications, not waiting for bank APIs.
• Universal Layer:
  We scale to any wallet (Zain, Orange) instantly.
• Data Moat:
  Proprietary dataset of transaction patterns improves fraud detection.

Roadmap

NOW

MVP Public Launch

Core AI parsing engine operational. NLP model training for basic Arabic/English bank SMS.

Q3 2026

Merchant Pilot & API

Release Developer Webhooks and Shopify Plugin. Onboard 50 pilot merchants in Jordan.

2027

Regional Expansion

Expand support for InstaPay (Egypt) and ZainCash (Iraq). Enterprise SSO.

Technology

Patent-Pending AI

Proprietary AI technology for sourcing, verification, and enrichment.

Application #: 63/756,973
Filed: Feb 11, 2025
Title: Data Verification Smart Gathering

Team

👨‍💻

Oday Ali

FOUNDER & CTO

Expert in Verification Methods.
Patent Holder in Data Gathering.

The Ask

PRE-SEED

25K JOD

Contact Founder